logo
Login Subscribe
ePaper
google_play
app_store
  • News
    • Obituaries
    • Lifestyle
  • Sports
  • E-edition
  • Calendar
  • Archives
  • Contact
    • Contact Us
    • Advertisers
    • Form Submission
    • About Us
    • News
      • Obituaries
      • Lifestyle
    • Sports
    • E-edition
    • Calendar
    • Archives
    • Contact
      • Contact Us
      • Advertisers
      • Form Submission
      • About Us
Tips to spring clean your budget
news
March 11, 2025
Tips to spring clean your budget
By STATEPOINT

With flowers blooming and birds chirping, you may be in a spring-cleaning mindset. As you spruce up your home, you can also channel that energy into getting your finances in tip-top shape!

According to certified financial planning professionals, here’s how to clear away the cobwebs in your budget:

• Sort expenditures

If you’ve ever sorted your clothes and other items into piles during a spring clean, this budgeting prin-ciple will be familiar to you: Review your expenses and categorize them into needs, wants and expenditures you’re ready to part with. Whether you do this on paper or electronically, use a color-coded system to visualize where your money is going.

• Review your streaming services

Electronic subscription bloat is common, as is paying for forgotten subscriptions after free trials end. For example, you may be subscribed to several of the most common entertainment streaming services, such as Netflix, Max and Hulu. Do you really need all of them? Whether it’s an online newsletter or a music streaming service, cancel unused subscriptions.

• Avoid bank fees

Review your bank statements. Are you getting dinged with fees? Consider switching to a bank that doesn’t charge an account maintenance fee. You can also set up notifications to avoid having your account get hit with an overdraft. If you do get charged, contact your bank to explain your situation — you may be able to have some fees waived.

• Switch insurance carriers

Periodically review your insurance rates, and shop the market to see if better rates are available for home, automotive and other forms of insurance.

• Reduce debt

If your debt is costing you a pretty penny, it’s time to act. A CFP professional or credit counselor can help you craft a plan for consolidating debt into lower-rate credit card accounts, refinancing your mortgage and reducing your overall debt burden. You should also automate credit card payments (and other bills) to ensure you aren’t paying late fees.

• Pay yourself first

Earmark a portion of your budget to savings and investments each month. This will leave you with more money for your important goals and less for frivolous spending.

This spring, go beyond dusting the baseboards and mopping the floors. Refresh your finances for a fresh start to the season.

Church breaks ground on new worship center
Main, news
Church breaks ground on new worship center
October 14, 2025
East Side Free Will Baptist church held a special groundbreaking ceremony on Sunday for their new 14,000-plus-squarefoot worship and ministry center, expected to open in December 2026. The new facilit...
Main, news
Klineline takes over libraries
October 14, 2025
Eastern Oklahoma Library System is pleased to announce that Muldrow Public Library and Stanley Tubbs Memorial Library will now be under the management of Shared Branch Manager Julie Klineline. She has...
Main, news
Muldrow woman injured in collision
By AMIE CATO-REMER EDITOR 
October 14, 2025
A Muldrow woman was injured last Friday morning in a three-vehicle collision on Hwy. 59 in Sequoyah County, according to a report issued by Oklahoma Highway Patrol (OHP). Troopers said the crash occur...
Search continues for missing teen
Main, news
Search continues for missing teen
Roland juvenile is located
By AMIE CATO-REMER EDITOR 
October 14, 2025
Roland Police said a male juvenile that was reported missing on Oct. 2 has now been located. Authorities reported that Skyler Butler, 15, was reported missing after last being seen at about 1 p.m. on ...
Kozie Quilters award Quilts of Valor to eight local veterans
Main, news
Kozie Quilters award Quilts of Valor to eight local veterans
October 14, 2025
The Kozie Quilters of Sequoyah County hosted a Quilts of Valor presentation on Oct. 1, at Trinity Methodist Church, east of Muldrow on Hwy. 64. Eight veterans were each recognized for their service to...
Central football homecoming held
Main, news
Central football homecoming held
October 14, 2025
The Central Tigers celebrated their football homecoming prior to Friday night’s District AII-3 home game against No. 1 Talihina at Tiger Stadium. Homecoming king Mekko Ariza (top left) crowned Madison...
ePaper
google_play
app_store
Editor Picks
news
VOD, PP scholarship contests open to local students
October 14, 2025
The Muldrow Veterans of Foreign Wars and Auxiliary Post 8384 is offering two scholarship contests and awards to local students, Voice of Democracy (VOD) and Patriot’s Pen (PP). This year’s theme for b...
news
After review, price cuts, annex is OK’d
By LYNN ADAMS STAFF WRITER 
October 14, 2025
When the lowest bid for construction of the new Sequoyah County Courthouse annex came in at $4 million — about twice as much as county commissioners had anticipated — it sent shockwaves through the co...
news
Cherokee County agrees to aid in emergency management role
By LYNN ADAMS STAFF WRITER 
October 14, 2025
Despite the recent abrupt resignation of Brad Taylor as director of Sequoyah County Emergency Management, county commissioners aren’t panicking. After all, Cherokee County has apparently taken the “Fr...
Rep. Turner recognizes local heroes at state Capitol
news
Rep. Turner recognizes local heroes at state Capitol
October 14, 2025
Rep. Tim Turner, R-Kinta, on Tuesday at the state Capitol recognized two men he describes as heroes. First was Haskell County Assistant District Attorney James Green who received the 2025 Award of Exc...
The Power of the Church
Commentary
The Power of the Church
By Shirley R. Watts 
October 14, 2025
Jesus said, “I will build My church” (Matthew 16:18). The power of the Church comes from the Holy Spirit of the Living God, not by any man, politician nation or denomination. Persecutor Convicted A ma...
Facebook
Twitter
Tweets
Twitter
Tweets

EASTERN TIMES-REGISTER
603 W. Schley
Vian, OK
74962

(918) 427-3636

This site complies with ADA requirements

© 2023 Eastern Times-Register

  • Contact
  • Privacy
  • Accessibility Policy